Archive for the ‘Banking’ Category

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The Next Shoe to Drop

This is a note I sent my cohorts recently out of frustration over what I thought was the discounting by some of the readers of my Business Insider articles of  QA’s banking analysis, which was showing that the worst of the banking problem was over.

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The Doomsayers

I have a cohort who regularly sends me “doomsday” articles from Seeking Alpha.  As a response to one that he just sent me, explaining why our banking system is about to collapse and thus send us down the tubes, i sent him the following email.  I thought it was worth sharing. ———– H–I just don’t […]

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Beginning to Understand

I actually think people are beginning to understand what i am talking about, but there are a couple of things that i think might help with that understanding.  First of all the definition of NPA (non-performing assets) and how they are reflected on a bank’s balance sheet. Here is something i just wrote one of […]

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Different Perspectives

The following is a discussion that i am having with a fellow over Everbank in Jacksonville, FL.  This fellow had asked me how he was supposed to interpret Everbank’s true condition when one rating agent gave Everbank a D- or failing bank ranking, and another respected rating agent gave it a very positive “Four Start […]

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Writing and Accounting

Dear H–:  One thing that i have found, if i want to continue to write articles for Business Insider, is that i have to ignore the comments after my articles.  Ninety percent of them are simply potshots.  I do read them, just to try to gauge what was not understood or what more needs to […]

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Email to Business Insider

I thought you might be interested in the email that i sent my Business Insider contacts.  It relates to the analysis i did this morning on the 129 banks that the fdic has shutdown this year. Hello fellows: This morning i cranked out a little analysis on the 129 banks that the fdic has shutdown […]

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TARP and Fear

Business Insider put my TARP article up yesterday.  Here is the link: http://www.businessinsider.com/tarp-great-depression-2010-10 For some reason unbeknownst to be (wink), it seemed to ruffle the feathers of a few “economists”, which is good.  The comments regarding my work are fairly negative from that bunch, but at least most of them got the message just the […]

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My Congressional Input

Yesterday, per the advice of one of my new “think tank” friends, a Congressional aid got in touch with me about the Ginnie Mae model.  I thought you might be interested in my response.  It follows: ——- M—:  Relating to your question about the Ginnie Mae model, I have decided to send you something that […]